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Federal, State & Local Assistance Programs

Earning a college degree is an investment in yourself and your future.  Here are several state and local assistance programs to help you pay for college.


Federal Aid

Federal Financial Aid (Pell, Federal Supplemental Opportunity Grant (FSEOG), Direct Subsidized Loans, and Unsubsidized Loans) eligibility is determined by completing the Free Application for Federal Student Aid (FAFSA).  Students must apply each academic year by completing the FAFSA.

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Federal Loans

Loans are funds given by a lender that must be repaid by the borrower.  North Central Michigan College is a Federal Direct Loan participant.

Visit: /admissions/financial-aid/student-loans/index.html

Contact: Email financialaid@ncmich.edu or call 231-348-6698

Veterans Benefits

The VA Certifying Official on campus can assist students with applying for VA educational benefits and will verify enrollment each semester. The student must request certification each semester with the VA Certifying Official. Students are required to make satisfactory academic progress to continue receiving benefits. All changes of address, a program of study and withdrawals from courses must be reported immediately to the VA Certifying Official. For more information, visit .

For more information about North Central's veterans resources, visit our Veterans and Active Military page.


State Aid

Michigan Tuition Incentive Program 

The Michigan Tuition Incentive program is a state award that provides finances for tuition and fees at the resident college rate to students who are under the age of 20, are high school graduates, or have earned their GED. The Michigan Department of Treasury, through Family Independence Agency Medicaid records, certifies eligibility for each recipient. Students must enroll in at least six credit hours per semester.

Michigan Reconnect

The Michigan Reconnect program pays the remaining balance of in-district tuition and mandatory fees after other state and federal financial aid have been applied. It is designed specifically for eligible adults who want to start or finish an associate degree or skills certificate.

Visit & Apply: 

Dawn Patak, Interim Financial Aid Director

Questions about financial aid?

Dawn Patak
Interim Financial Aid Director
dpatak@ncmich.edu
231-348-6698

Enroll today!

Our admissions team will assist you through every step of our free application process.

Fostering Futures Scholarship

The Fostering Futures Scholarship (FFS) provides eligible foster youth with scholarship funds for tuition, fees, room/board, books, and supplies/equipment required for enrollment.  FFS provides scholarships to students who have experienced foster care in Michigan on or after age 13.  Students must also demonstrate financial need to qualify. 

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Michigan Education Trust

If your family set up a Michigan Education Trust fund, you will need to activate your account and authorize payment to North Central. The website below provides instructions on how to activate your account. Once you have done so, please contact the Financial Aid office so we can confirm this activation.

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Michigan Indian Tuition Waiver (MITW)

To be eligible for the MITW, you must meet the following criteria:

  • Qualify for admission at one of Michigan's public colleges or universities, AND
  • Be ¼ or more Native American blood quantum as certified by your Tribal Enrollment Department, AND
  • Are an enrolled citizen of a U.S. Federally Recognized Tribe as certified by your Tribal Enrollment Department, AND
  • Be a legal resident of the state of Michigan for not less than 12 consecutive months.

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Local Aid

ÌÀÍ·Ìõapp Scholarships

Through generous donations from the community, North Central makes available a variety of scholarships. Our Scholarship Committee is dedicated to assessing the qualifications of students seeking scholarship funding. 

Visit: /admissions/financial-aid/scholarships/index.html

Contact: Email financialaid@ncmich.edu or call 231-348-6698

CCAMPIS

If you are expecting a baby or are the parent of a young child in child care, you may qualify for financial help for your childcare costs through North Central's Child Care Access Means Parents in School program (CCAMPIS).

Visit: /student-life/student-parents/ccampis.html

Contact: Email Kristin Jardine or call 231-348-6628

Women’s Resource Center (WRC)

The Women’s Resource Center of Northern Michigan can provide financial assistance with educational expenses including tuition costs, textbooks and supplies, childcare costs, and scholarship exploration.

Contact: Email Stacey Burns or call 231-348-6699

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Petoskey-Harbor Springs Area Community Foundation

The Petoskey-Harbor Springs Area Community Foundation and its scholarship program are working to lessen the financial burden for students who are continuing their education. If you are a student in Emmet County graduating this spring and planning to continue your education this fall, PHSACF invites you to pursue the variety of scholarship opportunities available. 

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Charlevoix County Community Foundation

Thanks to generous donors, we are pleased to offer more than 100 scholarships every year to graduating high school students, with a few available to those continuing in post-secondary programs.

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Other Resources

Michigan Education Training Voucher

These vouchers may be provided to eligible youth to help fund their post-secondary educational and training endeavors. Youth eligible for this funding opportunity must meet Michigan's Youth in Transition (YIT) fund eligibility requirements. Youth who were adopted on or after their 16th birthday are also eligible.

Visit & Apply:

Michigan Works! Northeast Consortium

The Michigan Works! Northeast Consortium offers a variety of programs to help with out of district tuition, books, fees, mileage, and more.

Contact: Niki Chamberlain at 231-627-4303, ext. 1106

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Waganakising Odawa Career and Technical Education Program (WOCTEP)

Operating within the Education Department of Little Traverse Bay Bands, WOCTEP has offered certificate and associate programs in partnership with North Central since 2008.  High school graduates, GED graduates, and college students can enroll in WOCTEP.

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StudentScholarships.org

This website offers a large online collection of scholarships applications to review and apply for individually.

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T.E.A.C.H. Scholarships

State funds are available for tuition, fees, books, and stipends for students currently working in participating in early childhood education programs.

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